Financial literacy is far too often over looking in the primary grades. We tend to push it off until students are older and have more control over their money. However financially literacy is valuable in Primary grades for a few main reasons.
#1. Start young to build into real world problems with more complexity!
When you start young, students can build on their knowledge and we can scaffold them into more complex thinking earlier. The lessons can fit with the math curriculum expectations and incorporate data gathering skills! If we start these young, by the time students are of age to get a job, they will have a much better idea about money management.
#2. This is the kind of learning that engages kids
This is real world learning!!! Students can use knowledge from all around them, from how much their favourite food at the grocery store costs, to learnings transferable skills like making change. This connects to their present and their future!
#3. Family involvement!
Some lessons could be take home! Get some bonding time with someone who does the grocery shopping. Facilitate simple discussions about money management between parents and students. This is a positive way to open up communication with out turning it into financial stress for the parents and students.
Sample Lesson:
GROCERY SHOP TILL YOU DROP!
This can be done in an actual grocery store or in a virtual manner.
1. Each student gets a budget of $10 to spend.
2. They must get something from each food group with their $10
3. The goal is to spend as close to the $10 as possible without going over, while still fulfilling the requirements.
This is just a fun little exercise for students to practice their money management skills!
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